A commission in 1883 for a bank "of the latest style" led Asa Beebe Cross to travel extensively as a prelude to designing the Bank of Commerce in Kansas City, Missouri. Cross chose to adapt the style of Frank Furness, especially that of the Provident Bank in Philadelphia. Analysis of relevant documents in the Cross Family Papers, and of contemporary commentaries, provides an insight into architectural practice of the period, and why the Furness style was selected by an architect not otherwise sympathetic to the "latest styles."

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